Tennessee Housing Development Agency (THDA)
As the State’s housing finance agency, the Tennessee Housing Development Agency (THDA) is a self-sufficient, independently funded, publicly accountable entity of the State of Tennessee. THDA’s mission is to ensure that every Tennessean has access to safe, sound, affordable housing opportunities. More information about THDA programs can be found online at www.thda.org.
THDA’s Great Choice Loan Program offers 30-year, fixed rate mortgages and down payment assistance to eligible first-time, repeat and military homebuyers. Borrowers must meet certain requirements and conditions, including credit history, income limits and cost of home.
TNHousingSearch.org is Tennessee’s free housing locator. It is free for landlords to list housing, and free for tenants to search for housing. Affordable (income based and properties) and market rate properties, including those that accept Housing Choice Vouchers, may be found on the site. The service is ADA Title II 508 compliant; works with assistive technology; uses Google to translate content into almost 100 languages. For those needing additional listing or search assistance, a toll-free, bilingual call center is available.
Additional Homeownership Links:
If you have any questions or need additional information, please contact the Single Family Help Desk at 615-815-2100 or firstname.lastname@example.org.
The Community Programs Division administers a variety of housing programs supported through federal, and state THDA funding. The Division awards grants to local governments and non-profit agencies to meet the housing needs of low income Tennesseans.
The Housing Choice Voucher (HCV) or “Section 8 Voucher” program is a federal rental assistance program funded through HUD where very low-income families, the elderly and the disabled receive assistance to afford decent, safe and sanitary housing in the private market. As a state housing agency, THDA administers the Housing Choice Voucher program in 72 Tennessee counties, between 4 regional offices. For more information, please contact Rental Housing Programs at 615-815-2164.
The Low-Income Housing Tax Credit is a credit against federal income tax liability each year for 10 years for owners and investors in the development of low-income rental housing. The amount of tax credits is based on reasonable costs of development, as determined by THDA, and the number of qualified low-income units.
For statewide and county-based information about housing and housing affordability, the THDA Research and Planning Division has multiple resources to gain insight into the state’s housing market.