Our Housing and Family Services Programs provide resources that the residents of the Upper Cumberland can utilize to improve their quality of life.
Click on the tabs below to find out more about our many programs
Cumberland Regional Development Corporation & Housing Opportunities
CRDC works with HUD, THDA, Federal Home Loan Bank & USDA Rural Development to create low cost affordable housing. The HUD 202 housing units are for senior citizens 62 years of age or older and are funded by HUD through the Section 202 program. The HUD 811 housing units are for those persons with verifiable disabilities and are funded by HUD through Section 811 program. Farm Labor housing units are for those individuals that are employed in the agricultural sector. We currently have complexes in the following counties in the State of Tennessee: Anderson, Cannon, DeKalb, Fentress, Macon, Monroe, Morgan, Pickett, Putnam, Smith and Warren. For more information contact Myra Walker @(931)476-4120. Or click on a county below to see the housing opportunities found in that area.
Relative Caregiver Program
The Relative Caregiver Program is a comprehensive public/private collaboration designed to support children who are being cared for by grandparents, uncles, aunts and other extended family members. These committed and caring relatives have stepped in to raise children whose parents are unavailable, and are serving as a safety net for these children. Through respecting what is unique and special within each family and providing accurate, easy-to-follow information about existing resources available to families, filling in the gap where services are not available, and providing support services, the Relative Caregiver Program seeks to further strengthen the caregiver’s ability to maintain a supportive and stable environment. For more information on this program and the services it offers, please call
Vickie Reels at (931)476-4123.
Emergency Home Repair
The Upper Cumberland Development District administers the Emergency Repair Program (ERP) through the Tennessee Housing Development Agency for home repairs for elderly homeowners that are 60 years of age or older to correct, repair or replace and essential system and/or critical structural problem.
The program is set up on a 1/3 match system. The maximum allowable expenditure on one household is $15,000 ($10,000 paid by the UCDD, and $5,000 paid by homeowner or other matching source). This program is for necessary repairs to make a home more safe and sanitary. There is no lien placed on the home or property with this program.The homeowner must be low income (income limits are on the state website), must be 60 years old or older, and they must own their home (mobile homeowners are not required to own the land, just the home). For more information on this program and the services it offers, please call Vickie Reels at (931)476-4123.
Tennessee Housing Development Agency (THDA)
As the State’s housing finance agency, the Tennessee Housing Development Agency
(THDA) is a self-sufficient, independently funded, publicly accountable entity of the State of Tennessee. THDA’s mission is to ensure that every Tennessean has access to safe, sound, affordable housing opportunities. More information about THDA programs can be found online at
THDA Homeownership Programs
THDA’s Great Choice Loan Program offers 30-year, fixed rate mortgages and downpayment assistance to eligible first-time, repeat and military homebuyers. Borrowers must meet certain requirements and conditions, including credit history, income limits and cost of home.
Additional Homeownership links:
If you have any questions or need additional information, please contact the Single Family Help Desk at 615-815-2100 or firstname.lastname@example.org or visit the following link:
THDA Community Programs
The Community Programs Division administers a variety of housing programs supported through federal, state and THDA funding. The Division awards grants to local governments and non-profit agencies to meet the housing needs of low income Tennesseans.
For more information, please contact Don Watt, Director of Community Programs at 615-815-2030 or visit the following link:
THDA Rental Assistance Housing Choice Voucher (HCV) Program
The Housing Choice Voucher (HCV) or “Voucher” program is a federal rental assistance program funded through HUD where very low-income families, the elderly and the disabled receive assistance to afford decent, safe and sanitary housing in the private market. As a state housing agency, THDA administers the Housing Choice Voucher program in 72 Tennessee counties, between 4 regional offices.
For more information on the HCV Program, please contact Rental Assistance at 615-815-2164 or visit the following link:
THDA Low Income Housing Tax Credit (LIHTC) Program
The Low-Income Housing Tax Credit is a credit against federal income tax liability each year for 10 years for owners and investors in low-income rental housing. The amount of tax credits is based on reasonable costs of development, as determined by THDA, and the number of qualified low-income units.
For more information, please contact Donna Duarte, Program Liaison for Multifamily Development at 615-815-2210
or visit the following link:
Public Hearing Announcements & Notices
Now Accepting Comments on the 2016-17 Consolidated Annual Performance and Evaluation Report (CAPER)
August 23 – September 6, 2017
The Tennessee Housing Development Agency (THDA) has completed a draft of the 2016-17 Consolidated Annual Performance and Evaluation Report (CAPER) on the 2015-19 Tennessee Consolidated Plan. This report is submitted annually to HUD to describe housing and community development activities by the CDBG, ESG, HOME, and HOPWA programs. Citizens are encouraged to review and make comments on information contained in the report. The CAPER draft and summary are available for review and public comment at https://thda.org/about-thda/public-notice-and-comment beginning August 23, 2017. Use “Select Language” at the bottom of the page for multiple translations or use the links provided. The electronic draft is also available through the TN Department of Economic & Community Development and Department of Health websites as well as the nine Development Districts of Tennessee (www.tennesseedevelopmentdistricts.org). Written comments via electronic submission will be accepted through September 6, 2017.
AVISO DE COMENTARIOS PÚBLICOS
La Agencia del Desarrollo de Viviendas de Tennessee (THDA) ha completado un borrador del 2016-17 Informe Consolidado sobre el Rendimiento y Evaluación Anual (CAPER) en el Plan Consolidado de Tennessee de los años 2015-19. Se presenta este informe anualmente al HUD para describir las actividades del desarrollo de viviendas y de la comunidad por el programas de CDBG, ESG, HOME, y HOPWA. Se exhortan a los ciudadanos a revisar y hacer comentarios sobre la información contenida en el informe. El borrador del CAPER está disponible para revisión y comentarios públicos en https://thda.org/about-thda/public-notice-and-comment comenzando el 23 de agosto de 2017. Use “Select Language” (Seleccione idioma) al final de la página para múltiples traducciones. El borrador electrónico también está disponible mediante los sitios web del Departamento del Desarrollo Económico y Comunitario de Tennessee y del Departamento de Salud de Tennessee, además de los nueve Distritos de Desarrollo de Tennessee (www.tennesseedevelopmentdistricts.org). Comentarios por escrito mediante presentación electrónica en el sitio web del THDA serán aceptados al 6 de septiembre de 2017.
HOUSING & FAMILY SERVICES