Our Housing and Family Services Programs provide resources that the residents of the Upper Cumberland can utilize to improve their quality of life.
Click on the tabs below to find out more about our many programs
Cumberland Regional Development Corporation & Housing Opportunities
CRDC works with HUD, THDA, Federal Home Loan Bank & USDA Rural Development to create low cost affordable housing. The HUD 202 housing units are for senior citizens 62 years of age or older and are funded by HUD through the Section 202 program. The HUD 811 housing units are for those persons with verifiable disabilities and are funded by HUD through Section 811 program. Farm Labor housing units are for those individuals that are employed in the agricultural sector. We currently have complexes in the following counties in the State of Tennessee: Anderson, Cannon, DeKalb, Fentress, Macon, Monroe, Morgan, Pickett, Putnam, Smith and Warren. For more information contact Myra Walker @(931)476-4120. Or click on a county below to see the housing opportunities found in that area.
Relative Caregiver Program
The Relative Caregiver Program is a comprehensive public/private collaboration designed to support children who are being cared for by grandparents, uncles, aunts and other extended family members. These committed and caring relatives have stepped in to raise children whose parents are unavailable, and are serving as a safety net for these children. Through respecting what is unique and special within each family and providing accurate, easy-to-follow information about existing resources available to families, filling in the gap where services are not available, and providing support services, the Relative Caregiver Program seeks to further strengthen the caregiver’s ability to maintain a supportive and stable environment. For more information on this program and the services it offers, please call
Vickie Reels at (931)476-4123.
Emergency Home Repair
The Upper Cumberland Development District administers the Emergency Repair Program (ERP) through the Tennessee Housing Development Agency for home repairs for elderly homeowners that are 60 years of age or older to correct, repair or replace and essential system and/or critical structural problem.
The program is set up on a 1/3 match system. The maximum allowable expenditure on one household is $15,000 ($10,000 paid by the UCDD, and $5,000 paid by homeowner or other matching source). This program is for necessary repairs to make a home more safe and sanitary. There is no lien placed on the home or property with this program.The homeowner must be low income (income limits are on the state website), must be 60 years old or older, and they must own their home (mobile homeowners are not required to own the land, just the home). For more information on this program and the services it offers, please call Vickie Reels at (931)476-4123.
Submit Your Comment on the FY 2015-16 CAPER Today!
The Tennessee Housing Development Agency (THDA) has completed the Executive Summary of the Consolidated Annual Performance and Evaluation Report (CAPER) on the State of Tennessee 2015-2019 Consolidated Plan. This report is submitted annually to HUD and citizens are given the opportunity to review and make comments on information contained in the report. The summary is available for review beginning August 22, 2016. The Executive Summary is also available for review at the nine Development Districts of Tennessee. Written comments via electronic submission will be accepted through September 6, 2016.
View the FY 2015-16 CAPER Executive Summary:
Submit Your Public Comment:
Questions about the FY 2015-16 CAPER? Email Bettie Teasley: BTeasley@thda.org
Tennessee Housing Development Agency (THDA)
As the State’s housing finance agency, the Tennessee Housing Development Agency
(THDA) is a self-sufficient, independently funded, publicly accountable entity of the State of Tennessee. THDA’s mission is to ensure that every Tennessean has access to safe, sound, affordable housing opportunities. More information about THDA programs can be found online at
THDA Homeownership Programs
THDA’s Great Choice Loan Program offers 30-year, fixed rate mortgages and downpayment assistance to eligible first-time, repeat and military homebuyers. Borrowers must meet certain requirements and conditions, including credit history, income limits and cost of home.
Additional Homeownership links:
If you have any questions or need additional information, please contact the Single Family Help Desk at 615-815-2100 or firstname.lastname@example.org or visit the following link:
THDA Community Programs
The Community Programs Division administers a variety of housing programs supported through federal, state and THDA funding. The Division awards grants to local governments and non-profit agencies to meet the housing needs of low income Tennesseans.
For more information, please contact Don Watt, Director of Community Programs at 615-815-2030 or visit the following link:
THDA Rental Assistance Housing Choice Voucher (HCV) Program
The Housing Choice Voucher (HCV) or “Voucher” program is a federal rental assistance program funded through HUD where very low-income families, the elderly and the disabled receive assistance to afford decent, safe and sanitary housing in the private market. As a state housing agency, THDA administers the Housing Choice Voucher program in 72 Tennessee counties, between 4 regional offices.
For more information on the HCV Program, please contact Cheryl Jett, Senior Director of Rental Housing Programs at 615-815-2186 or visit the following link:
THDA Low Income Housing Tax Credit (LIHTC) Program
The Low-Income Housing Tax Credit is a credit against federal income tax liability each year for 10 years for owners and investors in low-income rental housing. The amount of tax credits is based on reasonable costs of development, as determined by THDA, and the number of qualified low-income units.
For more information, please contact Ed Yandell, Program Liaison for Multifamily Development at 615-815-4142 or visit the following link:
Public Hearing Announcements & Notices
2015-2019 Consolidated Plan: CDBG Substantial Amendment Summary
The State of Tennessee Community Development Block Grant (CDBG) program has historically allocated the grant funds to eligible non-entitlement local governments for community development improvements including water and sewer infrastructure, public facilities, owner-occupied housing rehabilitation, and commercial façade improvements. Until the past few years, CDBG funds were also used for economic development loans. Through a process of reconciliation of grants funds an unexpended balance of $22 million has been determined to be available for allocation. $4 million was used to fund additional projects in from the 2016 regular CDBG application round. TNECD is proposing the following uses for the remaining balance of funds.
- $1,000,000 to be used for rural microenterprise assistance. Microenterprises are considered to be businesses of five (5) or fewer employees including the owner(s).
- $10,000,000 to be used for workforce development in rural Tennessee. These funds will be used to fund additional TCATs in rural areas that applied for the Drive to 55 Capacity Building Fund grant.
- $2,000,000 to be allocated as a one-time use of funds to rehabilitate and reroute the Stanton Wastewater Treatment System.
- $2,500,000 to be allocated as a one-time use of funds for the construction of an EMS facility in the southwest area of Haywood County.
- $1,000,000 to be used for Project 95. Funds will go toward the construction of a facility to create jobs in Hancock County.
- $200,000 to be used for the Asset-Based Planning initiative that will assist counties to identify, enhancement, and maximize their assets.
- $300,000 to be used for a Retail Academy that will assist communities in developing and implementing plans and strategies to recruit and grow retail businesses.
- $1,000,000 to be allocated for the use of unmet recovery needs in Sevier County and a result of the November, 2016 wildfires.
Please send comments and questions to Kent Archer at email@example.com. All comments must be received by February 28, 2017
HOUSING & FAMILY SERVICES